Hello! This is Pensions Monitor
And we’ve just started writing our story.
About us
The End-of-Service Benefits (EOSB) system in the GCC region is set to change. As we know, the region is gearing towards investment-based defined contribution savings schemes. In the United Arab Emirates (UAE), a new regulation to this effect was introduced in 2023 on an optional basis. However, it is expected to become mandatory in due course.
So imagine, a nation-wide change that will impact about 800,000 companies and 7.5 million employees in the UAE!
For majority of companies, this will be a new experience dealing with fund managers, aligning management, defining administrative processes, educating employees and managing the expectations of the various stakeholders. A massive responsibility for Human Resources professionals (HRs) indeed.
Pensions Monitor was created to support you in this EOSB transition journey.
Board of Directors
Nisha Leslie Braganza
A seasoned strategy consultant with over 20 years of consulting experience in the MENA region.
In 2013, Nisha founded Insurance Monitor to produce premium content for the insurance industry. She has authored several whitepapers discussing strategic and operational issues facing the insurance industry in the UAE that prompted regulatory change.
In 2024, Nisha launched Pensions Monitor, the only platform discussing developments in End-of-Service Benefits (EOSB) in the UAE as the country prepares to transition to a workplace savings scheme.
Nisha is qualified accountant (ACCA) and holds a post graduate degree in Financial Services from University of East London. She also holds a Certificate in Insurance from The Chartered Insurance Institute (CII).
Nikolaus Heinrich Frei
Nikolaus has over 25 years of experience in the insurance industry, 15 years of which as CEO of several insurance companies in the Middle East and Russia including t'azur, Allianz and Rosgosstrakh.
His previous experience also includes executive roles at Willis Towers Watson and Acturis Ltd (a SaaS InsurTech), prior to which, he was a consultant with McKinsey & Co.
Nick currently serves as a non-executive member of the Board of Directors of Eurolns Insurance Group (Bulgaria) and is a director resp. adviser to several InsurTech companies including Benefitster and Mainslab. Furthermore, Nikolaus also advises several Insurers and Private Equity companies on a variety of strategy and technology topics.
He holds an M. Eng. from Ecole Polytechnique Fédérale de Lausanne EPFL (Switzerland) and an MBA from INSEAD (Fontainebleau, France).